INSIDE: Make extra money by becoming an online notary, $25 per signature!
From Ancient Egypt to the Knights Templar and from 13th Century England to America today, notaries have been valued and played an important role in the legal systems.
A notary public is appointed (usually) by the Secretary of State to serve as an impartial witness to the signing of legal documents or other fraud-deterrent acts.
The process of having something notarized usually involves the signer bringing a document to a notary, proving his or her identity, and then signing that document (although a mobile notary will come to the person needing notary services). The notary’s job is to certify that the signature is authentic by verifying identity, witnessing the signature, and then placing his or her notary seal (usually by stamping or embossing it) on the document.
Until recently, the notarization process had always been face-to-face with physical papers. Times are changing, though, and the Internet age has brought some previously impossible new developments to the role of the notary public. Specifically, the groundwork for allowing electronic notarizations was laid in 1999, and now most states allow for electronic notarization, using a notary’s electronic signature and an electronic notary seal. Many companies and small businesses hire online notary services or remote notary services instead of waiting for in-person availability.
What Is an Online Notary?
The benefits of an electronically notarized document are greater in terms of security because the notarization process makes it much more difficult to tamper with the electronic document than it would be with a paper document. The process is generally the same as it has always been, though, with the requirement that the person signing the document appear before the notary in person. The difference is that the “documents” are electronically delivered, signed, and notarized via computer or tablet.
Being commissioned as a notary public is something any typical citizen can do, and it’s one of the part-time jobs online and in small-town businesses that are available. The laws and codes regarding notaries are state-led, so while there are some similarities in the certification and practices among notaries from state to state, every state is different. If you’re interested in becoming a notary public, the best place to start your search for information is the Secretary of State website in your state.
Income as an E-Notary
Being a standard notary public usually isn’t a huge money-maker unless you put some effort into marketing yourself. There’s a limit to how much you can charge per signature that you notarize (usually, this fee is between $5 and $15). On top of that, your commission has to be renewed every few years in most states, and there are typically about $200 to $300 in associated costs (for the coursework, application with the Secretary of State, and the materials you’ll use – a log book and a seal).
That said, many people need a notary, at a loan signing, for example. Other documents that often require notarized signatures include wills, trusts, advanced directives, and powers of attorney. A notary signing agent works with mortgage and title companies, financial institutions, attornies, insurance agents, churches, etc.
There’s nothing preventing you from marketing yourself and becoming the go-to notary in your area. And while there are many instances where you’re notarizing just one signature, there are also situations when you’re doing multiple signatures at a time. These “bulk notarizations” are your opportunity to make some decent money quickly.
For example, I know one notary who is the go-to person for her church. Whenever there’s a trip coming up with a need for documents to be notarized, she goes to one of the meetings and notarizes on the spot. At $5 a signature, it’s a nice chunk of change for a little bit of her time. Think about your local youth groups, college organizations, and high schools that could benefit from an on-site notary to sign all those permission slips.
Now, however, with the remote online notary process gaining traction, there’s an opportunity to make a bit more money. If you’re already a notary, it’s especially worth looking into picking up the extra commission. And if you’re going to become an electronic notary,, you’ll also be commissioned as a “regular” notary, so you might as well put both commissions to work.
Most states allow you to charge up to $25 per signature per notarial act electronically (and some states allow for even higher fees). If you’re able to establish yourself as the go-to electronic notary in your area, you can easily make up your fees within your first year.
How to Become an Electronic Notary
Not all states allow for electronic notarization, and most states that do allow it still require you to be physically present when you notarize a document. You’ll need to check with the Secretary of State’s office where you live to find out the exact guidelines for your state. But generally speaking, the process is this:
- Take the (standard) notary course and usually pass the exam with a minimum required score. (To become a Florida notary, however, you aren’t required to pass an exam. And a Texas notary isn’t required to take a course or pass a test.)
- Apply to the Secretary of State and be sworn in as a notary public.
- Pay a state notary commission fee, which varies widely by state, if you plan to do paper notarizations (and you might as well, at this point). The fee may include the cost of the surety bond required of notaries. The term of a notary commission is four years in most states, but some states have longer terms.
- Take the e-notary course and pass the exam with at least a minimum score, if required in your state.
- Apply to the Secretary of State and be sworn in as an e-notary public.
- Buy your equipment (electronic seal and log book).
See detailed steps on how to set up a notary business
Most states will require you to be sworn in as a notary before you can begin the e-notary process. But of course, you’ll want to check to see how it works in your state.
Once you’re sworn in as an e-notary, and you’ve got your electronic seal, you’ll be able to start performing electronic notarizations!
Work From Home With National Online Notary Platforms
If you’re an e-notary in one of approximately 30 states that allow online notarization, you’ve got additional options. These states allow their notaries to notarize documents that are valid worldwide, and they’ve also established a provision to “appear remotely” – meaning, someone can appear by webcam before a Virginia e-notary, for example. As a result, services such as Notarize and SIGNiX have sprung up. Such an online notary service is available to anyone in the U.S. to have documents electronically notarized.
If you’re an e-notary in Florida, Nevada, Texas, or Virginia, you can apply to work with Notarize here to do remote online notarization. The cost to notarize one document is $25, and the company handles all the technology and marketing. NotaryCam also hires independent e-notaries.
Verifying the identity of someone seeking remote notarization usually involves automated credential analysis and knowledge-based authentication (where the person is asked questions only he or she should know the answers to), as well as showing a valid ID, as required for traditional notarization.
Other Ways to Make Extra Money From Home
- 45 Ways to Make Money Without a Job
- Over 20 Ways to Make $10 a Day Online
- 50 Ways to Make Extra Money (Even If You Don’t Have Any Skills)
Published January 2017. Updated October 2022.
Cori Ramos says
Thanks for sharing this with us. I was telling my husband the other day I would like to learn how to file taxes. I like messing with numbers so I think it could be something I would enjoy doing.
Passing these great resources along! Happy Wednesday!
You may do well then, to look into ARISE. They normally have contracts with Turbo Tax around this time of year, and you can either work directly for ARISE as a contractor (training is free but unpaid) or, you can set yourself up as an Independent Business Owner (IBO) and work for yourself, and/or hire others to work for you.
My daughter worked directly for ARISE on a pest control contract, and it paid pretty good during the pest company’s busy season. But once the busy season tapered off, ARISE did cut back on her hours, and although you can then sign up for another contract, it was a bit of a turn off because now, you have to apply and train for a whole new contract. (that part kinda stinks).
I only recommend them because it might be a good way for you to get some training (sometimes free but usually, you have to pay for each contract you sign up for), then perhaps, you could parlay that experience into bigger opportunities with H&R Block, an accountant firm, or if you really like it and are good at it, establish a small business for yourself! (all the help you need to establish your own business can be found on the SBA’s website).
Small tip: If they’re offering the Turbo Tax contract…and if you decide to go for it…and if there is a charge for the contract, don’t be afraid to call them and ask if they are offering any discounts. (they used to do that often to help defray the cost of picking up a contract). I ended up paying $20 for (what would have been) a $79.00 contract with Carnival Cruise Lines, as a cruise reservation agent. Unfortunately, things came up that conflicted with my actually getting the chance to work the contract, even though I completed all of the training.
To be fair, I know people who have signed up with ARISE who tell of both good and bad experiences, and online reviews about ARISE are mixed. My daughter’s experience was a good one. But I can name a few others who have a different story to tell.
Just thought you should have all the facts going in, but you’ll be the best judge of whether or not its right for you.
Angie Nelson says
Thanks for sharing, Mary. My experience with Arise was a good one as well. That’s one of the first places I worked when I started working from home back in 2007.
I’m a Texas notary, gonna go look and see if I can do e notary.
Angie Nelson says
Best of luck!
Jeff | VTX Capital says
I really had no idea about electronic notaries. Definitely something to keep in mind next time I need a notarized signature, for sure.
Angie Nelson says
It’s always an option, Jeff. I’ve even heard of some people utilizing the service while out of the country traveling or serving in the military.
Question….. I thought going to your bank that getting things notarized was free. So how do you make money? How much can you make on line ??
Angie Nelson says
Many banks don’t offer free notary services for non-banking-related documents. And many people don’t use local banks, instead choosing online banks or none at all.
Each state determines the maximum amount a notary can charge.